Bill Gosling Voice

AI agents that talk to your customers. People who answer for the outcome.

We have run customer conversations for seven decades. Now AI agents take the calls, coach your teams and score every interaction, on one platform where each payment plan, refund or account change is checked and signed before it happens.

spine·voice · inbound
turn 0.7 s · redaction on
VoiceAI · Billing enquirylive
Customer

My bill doubled this month and I can’t pay it all on Friday.

Agent

I can see the higher usage from the cold snap. I can split it into two payments. Shall I set that up?

tool · usage_history(12m) ✓ 140 ms
write gate · arrangement checked against policy
verifiedintent · arrangementwrite gated
call #88412 · consent ✓ · dnc ✓ · identity ✓ · plan proposed · policy pass · audit:chained ✓ ·
Utility billing call, simulated · rendered by spine·voice
then a named specialist signs off →
SPINE · ARRANGEMENT · call #88412live
step 02Read usage and balanceread only, runs freeAuto · read
step 04Create payment arrangementpolicy check, then specialistHeld · human
✓ approved · named reviewer · audit entry signed
Built for regulated conversations Every write gated Audit tamper-evident 15 compliance frameworks Open-weight models on our own GPUs Since 1955
One platform, three jobs

An agent for the customer, for the person on the floor and for the leader who runs it.

Most contact centers buy a bot, an assist tool and a QA tool from three vendors and then try to stitch them together. Ours share one brain, one record and one set of rules, so a call can move from AI to a human without the customer repeating a word.

01

Agents for your customers

VoiceAI and chat

Voice agents that answer and place calls, verify identity, resolve the request and hand over warm when a person should take it. Collections, billing, lending and service flows are ready to adapt. Why it matters: more contacts resolved on the first try, at any hour, without adding headcount.

Meet VoiceAI →
02

Agents for your frontline

LiveAssist

A co-pilot beside every human agent: live transcript, the next best action, answers from your knowledge base, compliance nudges and a summary written before the call ends. Why it matters: new hires reach proficiency sooner and fewer calls go wrong.

Meet LiveAssist →
03

Agents for your operations

Auto QA, coaching and NEQQO insights

Every conversation scored, not a two percent sample. Coaching targeted from real calls and the reasons customers call, surfaced for the people who can remove them. Why it matters: quality and compliance you can prove, and a cost per contact that falls for the right reasons.

See operations agents →
spine·voice // handover · call #2093104:02_
VoiceAI → LiveAssist · Hardshiplive
Customer

I lost my job last month. I just need some time.

Agent

I’m sorry to hear that. Let me bring in a specialist who can look at hardship options with you.

handover · context sent ✓ transcript, verified, intent
Specialist

Hi, I’m Priya. I have everything you told us, so let’s start with the pause option.

Next best action

Offer a 60 day hardship pause. Eligible under policy H-2.

Compliance
  • Recording disclosed ✓
  • Identity verified ✓
  • Vulnerability flag set
no repeat questions · audit chainedApprove plan
AI to human handover, simulated · rendered by spine·voice
AI and people, one conversation

The AI knows when to step aside. The human picks up mid-sentence.

VoiceAI handles the volume. When a customer is vulnerable, angry or asking for something only a person should decide, the call moves to a specialist in LiveAssist with the transcript, the verified identity and the reason for the call already on screen.

  • Warm handover with full contextThe customer never repeats themselves, which is the moment most automation loses trust.
  • The specialist is coached liveSuggested options, policy references and required disclosures appear as the conversation unfolds.
  • Both halves land on one recordThe AI turns and the human turns are scored, audited and reported together.
The Spine platform

Build it, test it, ship it safely and prove what it did.

Every Bill Gosling agent runs on Spine, the governed platform we built for regulated work. It is the reason we can put AI on collections and lending calls, where one wrong sentence has legal consequences.

01 · Build

Agent Studio

Design the persona, the steps and the guardrails on a visual canvas. See the cost per call before you publish.

02 · Test

Simulation

Synthetic callers try every path, including the difficult ones, and golden calls catch regressions before customers do.

03 · Govern

Write gate

Conversation runs free. Actions that change money or accounts stop for a policy check or a named person.

04 · Prove

Audit and compliance

A tamper-evident log of every decision, mapped to the frameworks your auditors already use.

Quality on every call

Stop sampling. Score every conversation, AI and human alike.

Auto QA reads every call against your own scorecard and sends the disputed ones to a QA lead. NEQQO turns the scores into what leaders need to hear: why customers call, where policy breaks and who needs coaching this week.

  • Your scorecard, not oursCriteria, weights and auto-fail rules come from your QA team and are versioned like code.
  • Compliance risk found the same dayA missed disclosure is flagged on the call it happened, not in next quarter’s audit.
  • Coaching that starts from evidenceSupervisors open the exact moment a call turned, with a suggested practice scenario.
spine·voice // auto qa · scorecard v7call #88412_
Auto QA · Collections scorecardsample
92score
0violations
4:12handle
+0.4sentiment
CriterionResultWeight
Recording disclosed at open✓ pass
Identity verified before balance✓ pass
Offered every eligible optionpartial
Confirmed terms back to customer✓ pass
1 item sent to QA leadDispute
Auto QA scorecard, sample data · rendered by spine·voice
Industries

Strongest where the rules are strictest.

We started in collections, one of the most regulated conversations there is. The same discipline carries into every industry where a call can move money, change a policy or affect someone’s health.

01

Banking and financial services

Card servicing, disputes, fraud checks and account changes with identity verified first.

02

Lending and origination

Eligibility, offers and document chasing for lenders, in English, Hindi and Hinglish.

03

Collections and recovery

Promise to pay, payment plans and hardship, within debt collection rules on every call.

04

Insurance

First notice of loss, policy servicing and renewals with the right disclosures read.

05

Healthcare

Scheduling, benefits questions and reminders with personal health data redacted.

06

Utilities and energy

Billing, outages, moves and arrangements, with extra care for vulnerable customers.

Why Bill Gosling

Software from people who have run the floor.

Most AI vendors hand you a tool. We can hand you the tool and the team that runs it, and we sign up to the outcome.

✓Operators, not only engineers

Seven decades of contact center operations across North America, the UK, India and the Philippines shape how our agents talk and escalate.

✓Governance built in

A write gate, a tamper-evident audit chain and a compliance center are part of the platform, not a roadmap item.

✓Your models, your region

Open-weight models on our own GPU capacity or commercial models, routed per task, with data kept in the region you choose.

100%Consequential writes gated
0Unapproved writes
24/7Coverage, every channel
1955In customer contact since
Book a demo

Hear it take a real call.

Bring one call type. In the demo you will hear the agent handle it, watch a handover to a person and see the audit record it leaves behind.

Voice inbound and outbound Handover with full context QA every call Writes human-approved