Industries

One governed platform. Nine industries where a call can change something real.

We started in collections in 1955, in one of the most tightly regulated conversations there is. The same discipline now runs every Bill Gosling agent: identity verified before disclosure, the rules of your industry checked on every call and a named person on every consequential step.

Where we work

Pick the conversations that matter in your business.

Each page shows a sample call, the call types we automate and assist, the compliance points we handle and how the work splits between AI and your people.

01

Collections and recovery

Our heritage since 1955

Right-party contact, promise to pay, payment plans and hardship, with consent, time-of-day and frequency rules checked before every dial. Our collections flows run today as a production-grade demo.

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02

Lending and origination

Live as a demo in English, Hindi and Hinglish

Lead qualification, eligibility, offers and document chasing for lenders, with UPI through GPay for MSME borrowers. Every loan offer is gated for your credit policy or officer.

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03

Banking and financial services

Fraud alerts, card servicing and disputes

Verification before any balance is spoken, card numbers redacted and account changes held so a convincing fraudster cannot talk their way in.

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04

Insurance

Claims intake, servicing and renewals

Complete first notice of loss on the busiest storm day, with guardrails that stop any coverage promise. Coverage decisions stay with your licensed adjusters.

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05

Healthcare

Scheduling, reminders and patient billing

The administrative calls around care, with health information redacted, no clinical advice and any symptom or emergency routed to people at once.

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06

Utilities and energy

Outages, billing and disconnection protections

Storm-night outage lines and billing peaks handled at any volume, with medical needs and seasonal protections checked before any talk of payment.

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07

Home services

Booking, triage and arrival updates

Every call answered and booked, including after hours, with a safety screen on every emergency and fee waivers left to your managers.

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08

Travel and hospitality

Disruption rebooking and reservation changes

Travelers rebooked within your fare rules in their own language, with refunds, vouchers and compensation held for policy or a duty manager.

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09

Transportation and logistics

Check calls, tracking and delivery exceptions

Driver check calls and tracking lines written straight to your systems, with address changes and claim payouts gated for a named person.

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What every industry gets

Different rules, the same way of following them.

Every industry flow is built in Agent Studio on the same foundations, so what you learn deploying one call type carries into the next.

  • Identity before disclosureNo account, policy, patient or booking detail is shared until the caller is verified.
  • Your industry rules, tested before launchSynthetic callers run the hard paths in simulation, and a new version ramps only when its scores hold.
  • A write gate on consequential stepsPlans, refunds, offers and account changes pass a policy check or wait for a named person.
  • Warm handover with full contextWhen a person should take over, they pick up in LiveAssist with the transcript and the reason on screen.
  • Proof on fileA tamper-evident audit chain and a compliance center covering 15 frameworks.
spine·voice // agent studio · shared foundationsrules pack_
Agent Studio · inbound_service v11draft
Greet, disclose AI and recordingevery industry
Verify identitybefore any disclosure
Apply industry rules packcollections, health, utility, travel
Resolve and confirmread or in policy
Consequential stepgated
est. cost per call shown before publishSimulate
Shared flow foundations in Agent Studio, sample · rendered by spine·voice
How you can work with us

Software on its own, or software with the people who run it.

✓Operators across four regions

Delivery teams in North America, the UK, India and the Philippines have run customer contact for seven decades.

✓Your region, your models

Open-weight models on our own GPU capacity or commercial models, with residency options including India.

✓People who own outcomes

Add Bill Gosling supervisors, QA leads and specialists who take responsibility for the result, not only the tool.

Book a demo

Bring the call type that costs you most.

Whatever your industry, we will simulate that call with your rules, hand it to a person at the right moment and show you the record it leaves behind.