VoiceAI agents

Voice agents that sound local and follow your rules to the letter.

VoiceAI answers inbound calls and places outbound ones. It speaks the customer’s language, lets them interrupt, checks who they are, does the work in your systems and brings in a person when the moment calls for one.

spine·voice · outbound
hinglish · redaction on
VoiceAI · MSME loan originationlive
Agent

Namaste Rakesh ji. Aapne kal working capital loan ke liye apply kiya tha, uske baare mein do minute baat kar sakte hain?

Customer

Haan, bolo. Mera saara collection GPay pe hi aata hai.

tool · upi_summary(6m, consent=yes) ✓ 210 ms
write gate · offer held for credit policy
consent recordedintent · loan offeroffer gated
call #57120 · dnc ✓ · consent ✓ · identity ✓ · upi read · eligibility pass · audit:chained ✓ ·
Lending origination call for an Indian digital lender, simulated · rendered by spine·voice
then a credit officer signs off →
SPINE · ORIGINATION · call #57120live
step 03Read six months of UPI receiptsread only, with consentAuto · read
step 05Issue loan offercredit policy, then named officerHeld · human
✓ approved · named reviewer · audit entry signed
Inbound and outbound

It picks up the phone and it makes the call.

The same agent can answer a queue or work a campaign list. Outbound calls only go out after do-not-call, consent, time-of-day and contact-frequency checks pass, so a campaign never outruns your compliance team.

01

Inbound queues

Answers at the first ring, day or night. Why it matters: no hold music at peak and no abandoned calls after hours.

02

Outbound campaigns

Reminders, follow-ups and promise-to-pay calls worked from your list. Why it matters: more right-party contacts without adding dialer seats.

03

Contact rules before dialing

Consent, do-not-call and calling-hour limits are checked on every attempt. Why it matters: a bad dial never becomes a complaint or a fine.

04

Your telephony

Connects through your cloud carrier, any SIP trunk or your dialer, on the numbers you already own. Why it matters: no rip and replace to get started.

05

Your systems of record

Reads and writes through CRM, core banking and loan system APIs. Why it matters: the agent resolves the request instead of taking a message.

06

Built on Google ADK

The agent brain runs on Google’s Agent Development Kit inside Spine. Why it matters: a mainstream foundation your architects can review.

How it sounds

A voice customers stay on the line for.

Customers hang up on robots. VoiceAI uses natural voices from ElevenLabs and Sarvam, switches between English, Hindi and Hinglish mid-sentence the way people actually speak and handles other Indian languages too. Responses come back in about 0.7 seconds per turn in our deployment testing, which keeps the rhythm of a real conversation.

  • Barge-inCustomers can cut in and the agent stops, listens and adjusts, instead of finishing a script nobody asked for.
  • Code-switching that feels naturalA borrower in Pune and a member in Ohio each hear the register they expect, which is what earns trust on money calls.
  • Tone that fits the momentCalm on a hardship call, brisk on a reminder, set per agent in Agent Studio.
spine·voice // inbound · call #6441800:52_
VoiceAI · Card replacementlive
Agent

I can send a new debit card to the address on file, which ends in Maple Court, or if you’d prefer…

Member

Sorry, I moved last week. Can it go to my new place?

barge-in · agent paused, intent updated
Agent

No problem. An address change needs a quick check by our team, so I’ll set that up first.

write gate · address change routed to specialist
identity verifiedintent · address changewrite held
redaction on · audit chainedHand over
US credit union card call with a barge-in, illustrative · rendered by spine·voice
spine·voice // agent studio · collections_inboundv9_
Agent Studio · collections_inbound v9live
Disclose recording and purposestep 1
Verify identityright party confirmed
Read balance and optionstool · account_summary
Promise to paypayment link
Hardship plangated · specialist
golden calls passing · ramp gate onSimulate
Collections inbound flow, sample · rendered by spine·voice
Safe by construction

Talks freely. Acts only inside the lines.

Conversation and lookups run at machine speed. Anything that changes money or an account passes a policy check or waits for a named person, and every step is written to a tamper-evident audit chain.

  • Verification before disclosureNo balance or personal detail is shared until identity is confirmed, and wrong-party calls end cleanly.
  • Tools you approveThe agent can only call the actions you connect, including tools imported over MCP.
  • Write gate on consequential stepsPayment plans, refunds, disputes and loan offers are checked or approved before they execute.
  • Tested before it shipsEvery new version runs against simulated and adversarial callers, then ramps on a small share of traffic.
Ready today

Start from a flow we already run, not a blank page.

Two flows are built, tested and demonstrable end to end. Each is adapted to your policies, scripts and systems before it takes a live call.

01 · Collections

Promise to pay, plans and hardship

Right-party verification, required disclosures, payment links and plan proposals, with hardship routed to a specialist. Why it matters: more promises kept with less agent time per account.

02 · Lending

Origination for lenders

Eligibility, offer explanation and document chasing, with UPI and GPay data for MSME borrowers in India. Why it matters: applications move forward the same day instead of stalling.

03 · Handover

Warm transfer to a person

The transcript, verified identity and reason for the call arrive in LiveAssist before the specialist says hello. Why it matters: customers never repeat themselves.

Book a demo

Call the agent yourself.

In the demo you can talk to VoiceAI in English or Hinglish, interrupt it, ask for a person and then read the audit record of what just happened.

Hinglish and Indian languages Barge-in supported Writes human-approved